A team built around clarity, coordination,
and long-term trust.

Matthew Saul brings over 15 years of expertise and a commitment to redefining financial advisory services for entrepreneurial families. As the founder of a practice dedicated to serving clients with high-net-worth financial needs, Matt delivers bespoke “Personal CFO” services that simplify wealth management and enhance decision-making.

Matt holds advanced designations, including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Private Wealth Advisor® (CPWA®), and Certified Exit Planning Advisor® (CEPA®), showcasing his expertise in holistic financial planning, wealth transfer strategies, and business exit solutions. His CPWA® credential places him among a select group of professionals specializing in advanced strategies for entrepreneurial families.

Matt is a proud member of the prestigious Family Office Exchange (FOX), a global network of elite advisors and multigenerational families. He was honored to be invited to join FOX’s integrated wealth advisory council, an exclusive group of 20 thought leaders from top advisory firms, law practices, accounting firms, and multi-family offices, collaborating to shape best practices for serving ultra high-net-worth family needs.

Known for his compassion, intellectual depth, and personalized approach, Matt builds enduring relationships with his clients, empowering them to help protect and grow their wealth while achieving their long-term goals. Beyond his professional life, Matt spends his summers golfing on the North Fork and as an avid boater loves being on the water. He is also an active member of the New York Athletic Club (NYAC), where he plays ice hockey. Now living in Miami, FL, Matt enjoys life by the beach and spends his free time on the water, golfing, or playing tennis—when he’s not braving the cold to cheer on the New York Rangers. He holds a bachelor’s degree with honors from Pace University’s Lubin School of Business and regularly shares his insights as a guest speaker on financial topics to students.

CA Insurance License # 0G83263
Matt holds his Series 6, 7, and 63 Securities Licenses.
I am licensed and registered to offer products and services in NY. Licenses and registrations will vary. Domiciled in FL

Rob brings 40 years of Wall Street and institutional investment expertise to Saul Wealth Advisors, where he serves as Senior Investment Director responsible for day-to-day portfolio management, portfolio construction, investment due diligence, and asset management services. His deep institutional background enables him to apply pension and endowment fund-style investing discipline to entrepreneurial and virtual family office clients.

For the past 27 years, Rob served as Director of Mortgage-Backed Securities Strategies at APG Asset Management, the asset management arm of Europe's largest pension fund, where he managed approximately $12 billion in US fixed income assets. Rob's 27-year career managing billions in assets at APG reflects both his portfolio management expertise and the trust placed in him by one of Europe's largest institutional investors. He was part of the original team that developed and built the initial infrastructure at APG Asset Management when the US office began internally investing in 1999. Rob served as a member of both the Fixed Income Strategy Group, which determined optimal asset allocations within the US Fixed Income Fund, and the Relative Value Group, which managed overall risk for funds in both the US and Europe.

 Rob's technical expertise extends to comprehensive retirement plan design and investment oversight. As chairman of APG's $140 million 401(k) plan, he was mandated with overseeing the efficacy and performance of all internal investments within the plan. Rob spearheaded the program, interviewing platform providers, and after selecting Fidelity Investments, worked closely with their representatives to establish the initial suite of investment choices. He developed internal policies for monitoring in-plan investments and reviewed fund investment performance on an ongoing basis to ensure best-in-class options for all US employees. Given the success of the 401(k) plan, Rob was asked to join the internal Private Equity investment committee, which oversaw a separate pool of executive deferred compensation and implemented similar investment monitoring procedures.

Rob has managed and leads his own family office's investments, which involves asset allocation, security selection, tax loss harvesting, tax mitigation strategies, trusts and estates insight, and insurance strategies. This hands-on experience complements his institutional discipline, enabling him to bring endowment-style portfolio construction and risk management to the families he serves.

Rob started his career on Wall Street in 1984. From 1984 through 1997, Rob worked on the sell-side in a variety of fixed income research roles at Kidder, Peabody & Co., Lehman Brothers, and Merrill Lynch. In 1997, Rob joined UBS Asset Management and began the second phase of his career in money management. In 1999, Rob joined APG Asset Management.

Rob lives on the north shore of Long Island with his wife of 39 years. He's the proud father of three daughters, and perhaps the only thing he enjoys more than investing and helping people reach their financial goals are his two grandchildren, Jax and Josie. When not working with clients, Rob enjoys golf, traveling, and reading. He earned his BA from SUNY Binghamton and his MBA from Fordham University.